The risk you pose to your insurance company — calculated via your driving record and demographic profile — is calculated over a 6-month period (a policy period). During this six-month time frame, infractions such as an accident or ticket will not affect your premium until the next policy is priced. Car insurance policies usually come in two durations: six months and 12 months. Six-month policies are more common than annual insurance terms, as they . 11 oct. 2018 - One way to ensure you get the best monthly rate is to shop for car insurance every six months. While this might seem excessive, there are many . When you are searching for car insurance why is it that some car insurance companies only offer 6 month policies while others offer a 12 month auto insurance . The length of the policy will dictate how long you have coverage for All car insurance companies can offer coverage periods of varying length The length of your. A 6-month auto insurance policy is an alternative to an annual one. The 6-month policy ends at the end of a 6-month period. If you had an infraction that is due to . 24 feb. 2018 - Car insurance policies are typically 6 months or 12 months in length. Why are 6 month auto insurance policies so popular? Why are many car . 19 ago. 2011 - By paying your 40.58 in premiums costs over six months you are transferring the risk of paying for damages caused by a car accident to the insurance carrier. . Your insurance carrier also wants the flexibility to lower your rates in order to keep your business. Again, enter the six-month policy. 8 ago. 2018 - If you don't shop around for car insurance every 6 months, you could be losing out on a lot of savings. Save by having your carrier reassess . Car Insurance Policy Terms: 6-Month vs. 12-Month. six. We all like choices. When it comes to car insurance, some choices are more difficult, such as Med Pay vs .